Our Investment Property Loan Rates are Low & Our Process is Quick and Painless

These loans can be fully amortized over up to a 40-year period and feature constant monthly payments or can be short-term, high interest bridge loans designed to help with purchase and rehab costs. ARM and Interest Only options are available. Short-term loans are often 6-36 months while fixed rate loan terms are often available between 5 and 40 years. Many lenders offer better pricing and terms to experienced investors, but many will also lend if you are new to real estate investing. All investment properties must be non-owner occupied, meaning you cannot live in the property if you are the borrower. Property eligibility is also determined by location, many lenders have restriction on “rural” properties.

We’re here to help navigate through all the ins and outs of the various lender guidelines to ensure you are paired up with the right lender and the right loan options for you and your investment strategies.

Many brokers won’t spend the time to educate their clients. We are happy to help in any way we can. We’ll help you clearly see the differences between loan programs, allowing you to choose the right one.

Investment Property Loan Process

Here’s a brief overview of how it works:

• Complete the Investment Property Qualifier

• Receive a call from out team to go over details and answer any questions you may have

• Compare mortgage options and how they align with your investment strategies

• Choose one that best fits your needs and get ready to shop or submit

Investment Property lenders will determine qualification based on the borrower and the property. Investments focus on cash flows, property conditions, and occupancy, whereas, the borrowers are qualified primarily on credit worthiness. Work History, Employment, and DTI are usually NOT factors for Investment Loans.