Fix & Flip Loans
Short-term purchase and rehab financing for investors who renovate and resell or refinance. Loan structure is based on the property, project scope, and projected after-repair value (ARV).
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Investment Property Loans for Real Estate Investors
Investment property financing for fix & flip, DSCR, new construction, and commercial real estate.
Serving investors in all 50 states · Call (817) 505-5812
Nationwide Investor Lending
Investment Property Financing Nationwide
Belsky Mortgage provides investment property financing for real estate investors throughout the United States. Whether you’re purchasing, refinancing, renovating, or building, we’ll help you evaluate financing options based on your property, project, and investment strategy.
New Construction Loans
Ground-up financing for residential and multifamily investment projects, funded through draws as the project progresses and refinanced into long-term financing when the program allows.
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DSCR Loans
Rental property loans that evaluate the property’s rent against its debt payments, which may reduce reliance on traditional employment income documentation.
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Commercial Loans
Bridge and permanent financing for apartment buildings, mixed-use, retail, office, hospitality, self-storage, land and more. Agency multifamily, SBA, and HUD loans are also available through our capital partners.
Explore commercial loans →At a Glance
Which Investor Loan Fits Your Deal?
Terms vary by lender, property, and borrower.
| Program | Best for | Loan type | Funding is based on |
|---|---|---|---|
| Fix & Flip | Buy, renovate, and resell or refinance | Short-term, typically 6 to 24 months | Purchase price, rehab budget, after-repair value (ARV), borrower experience |
| New Construction | Ground-up residential or multifamily builds | Short-term or hybrid, funded in draws | Construction plans, budget, experience, credit, reserves, exit strategy |
| DSCR | Buying or refinancing long-term rentals | Long-term rental, often up to 30 or 40 years | Property rental income versus debt payments (PITIA) |
| Commercial | Multifamily, retail, office, mixed-use, and other commercial properties | Short-term or long-term, depending on the property and business plan | Property income and value, borrower financials, business plan, exit strategy |
Simple Process
How Our Investment Property Loan Process Works
- 1
Submit Your Deal
Complete our quick loan intake form with the property, project, and financing you’re seeking.
- 2
Review Your Loan Options
We’ll review your property and loan scenario and identify financing options that may fit your project. Depending on the transaction, we may evaluate multiple lenders and loan programs to help you compare available options.
- 3
Complete the Full Application
Once you decide to proceed, we’ll provide a link to the full application and request the documentation needed for the specific loan program. The required documentation varies based on the property, borrower, project, and lender.
- 4
Processing & Underwriting
We coordinate valuation, title, insurance, and other lender requirements.
- 5
Finalize Loan Terms
Review and confirm final terms, conditions, and closing requirements.
- 6
Close & Fund
Sign, close, and fund, with us involved through the final steps.
Why Belsky Mortgage
Why Real Estate Investors Work With Belsky Mortgage
We focus on financing for real estate investors and investment properties, with loan solutions based on the property, project, and investment strategy. Founder Nick Belsky brings more than 20 years of business leadership and a communication-first approach to every file.
- Investor-focused financing for fix & flip, DSCR, construction, and commercial
- Purchase and refinance options, including cash-out strategies
- Flexible structures through multiple lenders and loan programs
- Clear communication and responsive service
- One intake form for multiple financing options
What Real Estate Investors Say on Google
See what real estate investors say about working with Belsky Mortgage.
Common Questions
Investment Property Loan FAQs
Quick answers on fix and flip, DSCR, and construction financing. More in the full FAQ.
What types of investment property loans does Belsky Mortgage offer?
Belsky Mortgage provides investment property financing for fix and flip projects, DSCR rental properties, new construction, and commercial real estate, for purchases, refinances, and cash-out strategies depending on the loan program.
What is a fix and flip loan?
A fix and flip loan is a short-term investment loan used to purchase and renovate a property with the intention of selling it or refinancing it after improvements are complete. These loans are structured around the property’s value and project scope rather than traditional income documentation.
What is a DSCR loan?
A DSCR loan (Debt Service Coverage Ratio loan) is a type of investment property loan that allows real estate investors to qualify primarily based on the property’s rental income rather than personal income, tax returns, or employment history.
How do new construction loans work?
New construction loans are typically funded in stages, known as draws, as construction milestones are completed. Funds are released after inspections confirm progress, helping manage risk during the build process.
Does Belsky Mortgage lend nationwide?
Yes. Belsky Mortgage, LLC is a Florida Limited Liability Company serving commercial and investment real estate investors in all 50 states. Loan terms depend on the property, project, borrower, and lender guidelines.
What information do I need to request a loan quote?
Have the property address, purchase price or current debt, renovation or construction budget (if any), expected after-repair value, how title will be held, your experience level, estimated FICO scores, and current liquidity. Then start your loan quote.
Have an Investment Property Deal?
Submit your loan intake form to receive personalized financing options based on your property, project, and investment strategy.
Investor education from Belsky Mortgage
From the Blog
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