Investment Property Loans for Real Estate Investors

Financing solutions for real estate investors include various options such as Fix and Flip Loans, DSCR Loans, and New Construction Loans, alongside Hard Money Loans to purchase and refinance properties effectively.

Start Your Loan Quote

Investment Property Loans for Real Estate Investors

Start Your Loan Quote

Our Pledge to Our Clients

Belsky Mortgage, an independent mortgage broker, assists real estate investors in securing tailored financing for their investment property strategies nationwide. Our team specializes in fix and flip loans, DSCR loans for rental properties, new construction loans, and solutions for purchasing and refinancing commercial real estate. Whether you are buying, refinancing, or scaling your portfolio, we focus on structuring the right loan to align with your investment goals.

Investment Loan Products

Interior of a room undergoing renovation with exposed walls and a ladder.

Fix and Flip / Fix then Hold

Fix and Flip loans offer short-term financing options for the purchase, renovation, and resale or refinance of investment properties. These loans are particularly useful for distressed or value-add properties and are tailored to fit the project scope and after-repair value (ARV). Many investors leverage fix and flip financing in conjunction with BRRRR strategies or utilize it to recycle capital into future deals. For those interested in broader financing options, such as DSCR loans, hard money loans, or even new construction loans, consulting with an independent mortgage broker can provide valuable insights.

Two houses under construction in a neighborhood.

New Construction

New construction loans finance ground-up construction projects, including rental properties and spec builds, making them an essential option for real estate investors. These loans, often facilitated by an independent mortgage broker, are typically structured with staged draws during construction and can be refinanced upon project completion. Careful planning around the construction exit strategy is crucial to help investors transition smoothly into long-term DSCR loans or commercial financing, as well as options like fix and flip loans or hard money loans, when needed.

House with a "For Rent" sign on the lawn.

DSCR Loans

DSCR loans enable investors to qualify based on rental income instead of personal tax returns. These Debt Service Coverage Ratio financing options are especially suitable for buying or refinancing long-term rental properties, allowing investors to expand their portfolios without the need for conventional income documentation. In addition to DSCR loans, options like fix and flip loans and hard money loans are also popular among real estate investors, whether they're focusing on single-property purchases or broader portfolio strategies. Moreover, independent mortgage brokers can assist in navigating various financing routes, including new construction loans, to further enhance investment opportunities.

How It Works

1. Submit Your Deal Info on the Quick App

Please provide the basic info requested on the form to allow us to evaluate and quote your deal, whether you're interested in DSCR loans, fix and flip loans, hard money loans, or new construction loans. Rest assured, your information is never shared or sold to third parties, and there are no credit pulls involved. As an independent mortgage broker, we're here to assist you with your lending needs.

2. We Provide Quotes for Your Review

1. Submit Your Deal Info on the Quick App

Some deals come with many options, and as your Independent Mortgage Broker, we will narrow down and provide the best choices for you, including DSCR Loans, Fix and Flip Loans, Hard Money Loans, and New Construction Loans. We are always happy to hop on the phone to discuss these options further.

3. Full Application and Required Docs

1. Submit Your Deal Info on the Quick App

3. Full Application and Required Docs

Once you choose an option to proceed with, we will provide a link to the full application and required documents list for your DSCR Loans, Fix and Flip Loans, or Hard Money Loans, ensuring that your loan submission enters processing right away. As your Independent Mortgage Broker, we’re here to support your needs, whether you’re looking at New Construction Loans or other financing options.

4. Loan Processing

5. Finalize Loan Terms

3. Full Application and Required Docs

We act as the quarterback in the process, coordinating with all third-party teams, including title, insurance, and lender agents, to ensure that all conditions are met and cleared promptly. This step also includes the Appraisal or Valuation, which is essential for DSCR Loans, Fix and Flip Loans, Hard Money Loans, and New Construction Loans, managed by your Independent Mortgage Broker.

5. Finalize Loan Terms

Once all conditions are in, we will begin the closing process to get your loan package ready to sign and be funded, whether you are utilizing DSCR Loans, Fix and Flip Loans, or Hard Money Loans. We'll help coordinate your availability with the title team to ensure everyone is on the same page during this process, which is crucial for securing funding for your New Construction Loans as well.

6. Closing and Funding

5. Finalize Loan Terms

Congrats! All docs are signed, and your loan is now funded. Whether you're looking at DSCR loans, fix and flip loans, hard money loans, or new construction loans, you've successfully completed this step. On to your next deal!

Investment Property Loans for Real Estate Investors

Investment Property Loans for Real Estate Investors

Our Pledge to Our Clients